Discount Dental Plans Compared To Dental Insurance

Is Discount Dental A Better Deal?

The new discount dental plans provide for more flexibility in dental care over conventional dental insurance because they have no maximum benefits amounts and they do generally cover more procedures. These low cost dental plans are gaining in popularity with dentists and patience alike because they allow the dentist to provide proper care without an insurance provider having to approve of the procedure.

Here is an example of some of the savings provided by discount dental plans.

Household coverage under the Ameriplan Dental PLUS program is $239.88 annually ($19.99 monthly).

Using area code 20110 as an example the cost of a porcelain crown without coverage would be $1365 and under the program you would pay $550 a 60% savings

$1365 - $550 = $815 in savings and if you included the annual membership of $239.88
$815 - $239.88 = $575.12 in savings on ONE procedure.

This Is Just The Beginning

With many conventional dental insurance programs you would have just about used up your maximum benefit for the year. The rest of the year would be out of pocket and you would still have to pay your monthly insurance premiums. Ameriplan Dental PLUS your savings would continue all year long because there are no maximum benefits and your program also includes discounts on vision, prescription and chiropractic at no additional cost.

These programs are growing in popularity because the have no age restrictions, no pre-existing condition restrictions and provide discounts on many procedures that old fashioned dental insurance simply do not cover.

With 70% of the residents of the United States not having any type of dental insurance or no means of obtaining affordable care, there is now an option that is affordable, easy to obtain and easy to use. When you have a family and you need to use the services of dental and vision professionals these plans can certainly help to ease the pain on your bank account. Don't forget the prescriptions you will need to get filled after seeking care and they are covered under the discount plan as well.

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